Financial Management

Objectives
By the end of this course, participants will understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income. To achieve this objective, the participants will be able to:

Track daily spending habits.
Prepare a personal spending plan or budget to estimate monthly income and expenses.
Identify ways to decrease spending and increase income.
Identify budgeting tools that will help them manage their money.

Paying For College and Cars
(Young Adult Curriculum)

Objectives
By the end of this course, participants will understand general information on installment loans, including car loans and student loans. To achieve this objective, the participants will be able to:

Differentiate between secured and unsecured installment loans.
Explain why installment loans cost less than rent-to-own services.
Identify the factors lenders use to make loan decisions.
Identify the questions to ask when purchasing a car.
Describe various types of college loans and loan programs.

A Roof Over Your Head
(Young Adult Curriculum)

Objectives
By the end of this course, participants will understand information on the steps involved in renting an apartment and buying a house. To achieve this objective, the participants will be able to: